HI-Scot

HI-Scot has been in existence since 2006, though up until 2010 was under the name of Western Isles Credit Union. The name was changed to HI-Scot to reflect that fact that we'd moved to a position of serving all of the Highlands & Islands, and indeed anyone who lives or works in this area can apply to join us.

Like all Credit Unions, HI-Scot is run for the benefit of its members only and therefore we have no external shareholders. However, even within the high customer service standards most Credit Unions achieve, we believe we stand out as exceptional and this is one of the reasons we say that HI-Scot is a Credit Union for YOU. You'll find us friendly, efficient, helpful and decent to deal with, and because Credit Unions operate purely for the benefit of their members, then, and unlike some other financial institutions such as banks, we don't try to sell you financial products and services you don't necessarily need or possibly can't afford. What we will do is help and advise you in any way we can, and a key aspect of this is ensuring that our members do not take on a level of unmanageable debt.